Payment Policy
Effective Date: December 31, 2024

At SmartRaPic, we strive to provide a convenient and secure payment experience for our customers. This Payment Policy outlines the accepted payment methods, security measures, and other important terms related to transactions. By making a purchase on our website, you agree to the terms stated below.

1. Accepted Payment Methods

We offer various payment methods to ensure flexibility and convenience for our customers:

  • Credit and Debit Cards: Visa, MasterCard, American Express, and Discover.
  • Digital Wallets: PayPal, Apple Pay, Google Pay.
  • Bank Transfers: Available for select orders upon prior arrangement.
  • Gift Cards: SmartRaPic-issued gift cards can be used for purchases.

All payments must be processed in U.S. dollars unless specified otherwise.

2. Payment Security

To ensure your personal and financial information is safe, we utilize industry-standard encryption and secure payment gateways. SmartRaPic does not store your payment details, providing an extra layer of protection.

3. Order Authorization and Verification

  • Orders will only be processed once payment authorization is confirmed by your financial institution.
  • For security purposes, we may request additional verification for high-value orders or those flagged as unusual by our system.

4. Billing Information

Ensure that your billing information matches what is on file with your financial institution. Any discrepancies may lead to delays or cancellations of your order.

5. Taxes and Additional Fees

  • Sales tax will be calculated at checkout based on your shipping address.
  • You are responsible for any additional fees, including customs duties or local taxes, that may apply.

6. Payment Issues

If your payment is declined, please verify the payment details and try again. If the issue persists, contact your financial institution or reach out to our customer service team for assistance.

7. Refunds

Refunds for eligible returns will be processed according to our Refund and Returns Policy. Refunds will be credited to the original payment method within 7-10 business days after approval.

8. Fraud Prevention

To prevent fraud, suspicious transactions may be canceled or held for further verification. Customers involved in fraudulent activities will be banned from future transactions and may face legal consequences.

9. Contact Information

If you have any questions or need assistance regarding this Payment Policy, please contact us at: